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Financial Aid For College

Megan Said:

Are you allowed to work PT while recieving financial aid (for college FT)?

We Answered:

Yes, you can definitely work, either part-time or full-time. No they cannot change your financial aid for that year for working.

BE CAREFUL THOUGH!!! If you work too much and earn too much money, you might not qualify the following year and/or you might receive less money. It's tricky, the more you earn, the less money you potentially can get for the FOLLOWING YEAR if you re-apply for financial aid.

Don't worry too much though. Working part-time is okay. Unless you work 40+ hours a should be fine.

Joe Said:

What is the process for Financial Aid for college?

We Answered:

Financial aid is going to start with the FAFSA. This is the Free Application for Federal Student Aid. You can fill this out at This will look to see if you are eligible for grants (money that doesn't have to be paid back) and will ask you if you are interested in student loans and work study. As for scholarships, these are usually private gifts of money that come from millions of places. Talk to the financial aid department at the school you wish to attend - they can probably give you some leads on available scholarships.

Naomi Said:

Question about college financial aid for student living on own due to special circumstances?

We Answered:

not sure, but he may have to prove he's living on his own with a utility bill or something. reapply at the school's financial aid office.
this happened to me when I was in college - not the abusive homelife part, but I started living on my own and was then eligible for work-study, when I wasn't eligible before.

Corey Said:

What EFC score is necessary for financial college aid?

We Answered:

Anyone can qualify for 'financial aid" regardless of their EFC number.

A Pell grant is money the goverment gives to your school to help you pay for tuition, books, fees, dorm, living expenses... etc. It is FREE money that you do not have to pay back. The max Pell grant is 4731 a year. You have to meet strict guidelines (so don't count your chickens before they hatch), but there is no repayment.

With an EFC this low, you will qualify for a Pell, just not the full amount... less than 1,000 a semester... but still, it's better than a polk in the eye.

You will also qualify for Stafford loans, and if your parents are willing to take out PLUS (parent) loans for you you will have this option.

Your school will give you a detailed "Award Letter" giving you the exact amounts of your finanical aid.

Stephen Said:

Question about financial aid college?

We Answered:

Yes. You need to apply for FAFSA every semester, or the college will charge you for the tuition.

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